Mortgage Home Loan Consultant job – First Bank – Roseville, CA

Mortgage Home Loan Consultant

First Bank

210 reviews

Roseville, CA

In this role as a Mortgage Home Loan Consultant, you will develop mortgage loan business sourcing loans from real estate offices, community/network sources, friends/relatives and referrals. You will meet minimum loan production requirements as set forth by management and will comply with all First Bank policies and guidelines regarding mortgage loans and act in conformance with all applicable federal and state laws and regulations. This position involves frequent travel to locations other than your assigned branch/location. Additional responsibilities include:

Meeting with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.

Analyzing perspective borrowers’ financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan

Submitting completed applications and confer with underwriters to aid in resolving mortgage application concerns

Advising borrowers of underwriting decisions, work with the borrower and underwriter ensuring all underwriting conditions are met

Working with both the processor and borrower, if loan is denied, about reconstructing loan under a different program

Coordinating loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

We are seeking talented individuals with the following qualifications:

High school diploma or general education degree (GED)

One to two years related experience and/or training

Comprehensive proficient PC skills and Windows based software knowledge required

Ability to drive a car or obtain other reliable transportation is required

Ability to speak, read, write and effectively interpret documents and reports

Self-motivated and extremely detail oriented

Competent math skills

Registration under the Nationwide Mortgage Licensing System (NMLS) is required upon hire

First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status

Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.

210 reviews

Not ready to apply to this job?

قالب وردپرس

About secureteam

A Computer Programmer whose articles got mentions from the likes of The New York Times, Kissmetrics and AllTopStories. He writes articles, novels and poems; spends most of his time reading everything he could get his hands on. He is currently pursuing his Masters from The University of Illinois and holds a Bachelors in Electronics Engineering from the University of California. He is a programmer, a motivational writer and speaker.

Leave a Reply

Your email address will not be published. Required fields are marked *