In this role as a Mortgage Home Loan Consultant, you will develop mortgage loan business sourcing loans from real estate offices, community/network sources, friends/relatives and referrals. You will meet minimum loan production requirements as set forth by management and will comply with all First Bank policies and guidelines regarding mortgage loans and act in conformance with all applicable federal and state laws and regulations. This position involves frequent travel to locations other than your assigned branch/location. Additional responsibilities include:
Meeting with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
Analyzing perspective borrowers’ financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
Submitting completed applications and confer with underwriters to aid in resolving mortgage application concerns
Advising borrowers of underwriting decisions, work with the borrower and underwriter ensuring all underwriting conditions are met
Working with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
Coordinating loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process
We are seeking talented individuals with the following qualifications:
High school diploma or general education degree (GED)
One to two years related experience and/or training
Comprehensive proficient PC skills and Windows based software knowledge required
Ability to drive a car or obtain other reliable transportation is required
Ability to speak, read, write and effectively interpret documents and reports
Self-motivated and extremely detail oriented
Competent math skills
Registration under the Nationwide Mortgage Licensing System (NMLS) is required upon hire
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status
Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.
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