Loan Originator job – Waterstone Mortgage – Greenwood Village, CO

Loan Originator

Waterstone Mortgage


17 reviews


Greenwood Village, CO

SUMMARY:
The Loan Originator is responsible for soliciting business and counsels customers on the best product to fulfill mortgage needs. This position includes taking applications and then partnering with processors to ensure complete and compliant loan packages. Loan Originators spend much of their time out of the office cultivating referral relationships with realtors, attorneys, accountants and financial planners in order to build their customer base. Loan Originators are required to be in the office when they have floor time to take incoming customer calls, attend training, or sales meetings.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Interviews applicants and requests specific information for loan application. Completes applications in a timely manner and inputs applicant’s data into Encompass.
  • Orders credit reports and AUS findings on secondary market loans through the loan origination system (automated underwriting systems).
  • Analyzes applicant’s financial status; including, but not limited to, personal financial statements, tax returns, credit, and property evaluations (P+L Statements) to determine feasibility of granting credit.
  • Corresponds with or interviews applicants or creditors to resolve questions regarding application information.
  • Compiles loan packages and facilitates negotiations with applicants to establishment standards on items such as fees, loan repayment options and other credit terms.
  • Maintains minimum production requirements in accordance with Branch/Corporate policy.
  • Identifies and analyzes potential loan markets to develop prospects for mortgage loans.
  • Provides loan data to support marketing and sales promotion programs.
  • Represents Waterstone Mortgage Corporation at related functions.
  • Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.
  • Obtains, verifies and completes required information and documentation necessary for compliance and processing of loan applications.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.


17 reviews

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